Threshold MLO Prep NMLS SAFE MLO Test Prep
Content last updated 24 September 2026 · questions kept current with the laws and guidance they cite
Pass first sitting

NMLS SAFE MLO practice that mirrors the real test.

Original questions written to the NMLS content outline and grounded in federal mortgage law, the SAFE Act and official guidance, organized module by module and weighted like the exam, with the real 75% pass mark. Revise with instant, source-cited explanations after every answer, then sit full 115-question timed practice exams at the real 75% pass mark.

Free sample questions in every module. Full bank: $49 once, lifetime access on up to 3 devices.

115scored questions on the real test
75%to pass, 190 minutes
644practice questions
$49once, 3 devices

The test

The real test has 120 questions (115 scored, 5 unscored pretest) in 190 minutes. Our full practice exam draws 115 questions across all 15 modules in the same proportions, or you can revise one module at a time.

The 15 modules

Each module page shows its outline area, its key sources and its free questions with answers.

Why Threshold MLO Prep?

Every question is written to the NMLS content outline and grounded in public-domain federal law and guidance, with the rule cited in a plain-English explanation so you learn the why. Revision Mode shows you the answer and its explanation the moment you choose, and resurfaces the questions you have missed first. Exam Mode then scores you module by module, timed if you wish, and keeps your stats and history on your device. Pay once for lifetime access, no subscription, no account needed.